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Rich Girl On a Budget: Under $200 Summer Capsule

Jun 28
4 min read

There is a very specific woman I want to be every summer. She has great posture, a raffia bag, and a perfect white dress that somehow never wrinkles. She orders rosé without looking at the price. She doesn't over-accessorize. She has exactly the right shoes.


And every year I put together her wardrobe for under $200, because the secret is that effortless European style is actually about editing, not spending. Here's the full capsule, linked and ready to shop.


The Foundational Layer

These are the pieces doing the heavy lifting; the ones you reach for every single morning. Keep them simple, keep them quality-looking, and everything else will fall into place.

Seriously the best tank. The neckline is everything, and it has loops to keep your bra straps tucked in. Tuck into the white midi or wear loose with denim shorts.


The one piece that works literally everywhere. Over a swimsuit, tucked into linen trousers, worn open as a layer. This one is crisp without being stiff, and perfectly oversized.


The casual anchor. Wear with literally every top in this capsule. The light wash keeps them feeling fresh and summery rather than heavy.



Timeless, slimming, goes with every coverup in this capsule. The kind of swimsuit that photographs beautifully without trying.




The Only Tops You Need

Rotate through these tops for endless combinations with the bottoms and skirts.


The one statement piece in the whole capsule. Blue and cream chevron that looks like it came from a vintage market in Positano. It's not see-through at all -- wear it alone or over your swimsuit.



The anchor of the whole wardrobe. Wear it with everything: shorts, skirts, as a set with the pants or perfectly with the skirt or denim shorts. The cut matters more than the price tag here.



Dresses & Sets

The capsule runs on dresses and one set. They're the ultimate lazy-chic move. One item, complete outfit. Here are the four that cover absolutely everything from beach to walking to dinner.


The most elevated piece in the capsule. Full skirt, clean lines, the kind of dress you wear to an outdoor dinner and feel completely pulled together.



The most elevated piece in the capsule. Full skirt, clean lines, the kind of dress you wear to an outdoor dinner and feel completely pulled together.


These are core "if I like it, I'll just buy it in another color." Per. Fec. Tion! They have a scort underneath but are super breathable linen.




A two-piece matching set that reads much more expensive than it is. It's got a little shimmer to it which makes it perfect for summer and the knit makes it warm enough for cool summer nights.



Bottoms That Do Everything

Elevated, breathable, and perfect for transitioning from beach towns to evening. Tuck in the white tank or wear the matching top and add the raffia bag and you're completely done.


The skirt that goes with everything. Add the crochet vest on top for a full outfit in 30 seconds. Elastic waist means it actually fits perfectly without tailoring.




The Details That Make It

The two-tone gold and navy dial is giving Rolex Datejust energy for a fraction of the price. The piece that makes every outfit look intentional, and it's waterproof!



Looks so much more expensive than it is! Delicate silver and blue evil eye tennis bracelet that adds something a little more whimsy than a standard tennis bracelet. Stack with the watch or wear alone.


The kind that look like they cost $300 but don't. These are the "I got them in Italy" earrings. Wear with a bare neck and nothing else.


The evening bag. Small, structured, and ridiculously chic. Grab it for dinner or tuck your phone in it for a beach day.



Your daily bag for the entire trip. Woven natural raffia, it holds everything, looks incredible, and doubles as a beach bag.






Three Shoes, Every Situation

The original Tkees or their lookalike: the barely-there tan flip flop that disappears on your foot. They're SO comfortable for a day out at the beach and chic enough for dinner at night.


The evening sandal. Multi-strap, minimalist, goes with every dress in this capsule. The kind of shoe that makes an outfit look finished without being fussy.



The unexpected cool-girl shoe of the summer. Mesh net with a Mary Jane strap. These are INSANELY comfortable and obviously so breathable. Wear with the white midi dress or the linen trousers for an effortlessly editorial moment.





Happy summer!


RG

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